Modern, Beautifully-maintained 3-story Single Family Home. 4BR/3.5BA + Large Loft in Family-Oriented Otay Ranch Neighborhood- Village of Montecito, with new Award Winning schools inside Community. Appliances, Vinyl Wood Flooring (downstairs and upstairs loft), Upgraded Carpet on Stairs & Bedrooms, EV Charger ready to use in Garage, Spacious Sideyard, Small lemon tree in front yard, Plenty of Storage, Solar (lower utility bill), and much more! Interior Features: Immediately upon entering the home, you will be welcomed by an open living space and kitchen, as natural light pours in through multiple windows and a large patio sliding door that leads to a cozy outdoor space, creating an inviting atmosphere. The kitchen features a center island with quartz countertops, perfect for casual meals or entertaining guests. Kitchen also includes pull-out sliding trash, brand new streamlined refrigerator, stainless steel appliances, & pantry. Just off the living room is a powder room with large storage closet. As you walk up the 2nd floor, there is a small "mini-loft" area with custom built-in shelving and cabinetry for storage. There are 2 bedrooms w/ Jack & Jill Bathroom, Laundry Room, and Primary Room with en suite, and walk-in closet. 3rd Floor opens up to a bright, spacious loft with vinyl wood flooring, and 4th bedroom which includes its own separate Bath & Walk-in Closet. -Tenant pays for all utilities, gas, water, & trash -Owner pays for HOA fees, while resident enjoys all amenities this community has to offer! :) --gym, pool, spa, tennis, pickle ball, basketball, clubhouse, BBQ & picnic areas, parks, etc *Income/mo=2.5x rent